Business Checking · Updated October 2026

Chase Business Complete Banking® vs American Express® Business Checking (2026)

Both are popular business checking choices. Here's how they compare on monthly fee · transaction limits · integrations, and which one fits which shopper.

The quick verdict

Chase Business Complete Banking®Best for branch access

A good fit for businesses that handle cash or want a local branch.

  • In-person banking
  • Accept card payments
  • Monthly fee unless waived
American Express® Business CheckingBest for rewards

No monthly fee, interest on large balances and around-the-clock support.

  • No monthly fee
  • Round-the-clock support
  • No cash deposits

Side-by-side comparison

Chase Business Complete Banking®
American Express® Business Checking
Monthly fee$15 (waivable)$0
InterestNoYes
Cash depositsYes, at branchesNo
BranchesYesNo
Visit siteVisit site

Also consider

What to compare before you choose

  • Monthly maintenance fee. Many accounts waive the fee with a minimum balance. Online banks often have no monthly fee at all.
  • Free transactions. Check how many transactions and how much cash deposit volume are included each month.
  • Cash deposits. Online-only banks may charge for cash deposits or route them through retail partners.
  • Integrations. Look for invoicing, accounting software connections and enough user seats for your team.

Compare all business checking providers that serve your ZIP code.

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