The short version
A strong fit for drivers who prefer to quote, buy and manage a policy online without an agent. On our auto insurance comparison, it's labeled Best for buying online.
Key facts
| Buy through | Online, app, phone |
|---|
| Usage-based program | DriveEasy |
|---|
| Bundling | Home, renters, umbrella |
|---|
What stands out
- Quote and buy online or in the app
- DriveEasy usage-based program
- Discounts for military members and federal employees
Pros and cons
Pros
- Fast online quotes and self-service tools
- Long list of affinity discounts
Cons
- Fewer local agents than agent-based carriers
How GEICO compares
Side-by-side comparison
| SF State Farm | G GEICO | P Progressive |
|---|
| Buy through | Local agents, online, app | Online, app, phone | Online, app, independent agents |
| Usage-based program | Drive Safe & Save | DriveEasy | Snapshot |
| Bundling | Home, renters, life | Home, renters, umbrella | Home, renters, boat, RV |
| Visit site | Visit site | Visit site |
Head-to-head comparisons
Alternatives to consider
What to check before you sign up
Whichever auto insurance provider you choose, compare these points:
- Liability limits. Shown as three numbers, such as 100/300/100: per-person injury, per-accident injury and property damage, in thousands.
- Your share of a claim. A higher collision or comprehensive deductible lowers the premium, but you pay more out of pocket after a claim.
- Bundles and driver discounts. Multi-policy, safe-driver, good-student and telematics discounts can change the ranking a lot.
- Claims experience. Price matters, but so does how a carrier handles claims. Check complaint data from your state insurance department.
