Business Loans review · Updated October 2026

Bluevine Review (2026)

Fast business lines of credit.

Reviewed by our editorial team · How we rank · Advertising disclosure

The short version

Quick access to a revolving line for established businesses. On our business loan comparison, it's labeled Best line of credit.

Key facts

Products	Line of credit
Amount	Up to $250,000
Min. time in business	12 months
Min. credit score	625

What stands out

Lines of credit up to $250,000
Funding as soon as 24 hours
6- or 12-month repayment terms

Pros and cons

Pros

Fast funding
Transparent fees

Cons

Short repayment terms
Not available in NV, ND or SD

How Bluevine compares

Side-by-side comparison

	BBluevine	OOnDeck	FCFunding Circle
Trustpilot rating	4.7 Trustpilot · 11,587 reviews	4.7 Trustpilot · 6,090 reviews	4.6 Trustpilot · 17,002 reviews
Products	Line of credit	Term loan, line of credit	Term loan
Amount	Up to $250,000	Up to $400,000	Up to $500,000
Min. time in business	12 months	1 year	2 years
Min. credit score	625	625	660
	Visit site	Visit site	Visit site

Head-to-head comparisons

Alternatives to consider

OnDeck review · Best for same-day funding
Funding Circle review · Best for longer terms

What to check before you sign up

Whichever business loan provider you choose, compare these points:

APR vs. factor rate. Some products quote a factor rate instead of APR. Convert both to total repayment so you can compare them fairly.
Repayment schedule. Daily or weekly payments affect cash flow more than a monthly schedule, even at the same total cost.
Time to funding. Online lenders can fund in days. Banks and SBA loans take longer but often cost less.
Personal guarantee and liens. Many loans require a personal guarantee or a blanket lien on business assets. Know what you are pledging.

See business loan providers that serve your ZIP code.

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