B
BluevineBest line of credit
Quick access to a revolving line for established businesses.
- Fast funding
- Transparent fees
- Short repayment terms
- Not available in NV, ND or SD
Business Loans · Updated October 2026
Bluevine vs OnDeck (2026)
Both are popular business loan choices. Here's how they compare on APR or factor rate · term · speed, and which one fits which shopper.
The quick verdict
- Bluevine Best line of credit Quick access to a revolving line for established businesses.
- OnDeck Best for same-day funding Can fund the same day for businesses that need cash quickly.
O
OnDeckBest for same-day funding
Can fund the same day for businesses that need cash quickly.
- Very fast funding
- Two product types
- High APRs
- Not available in North Dakota
Side-by-side comparison
B | O | |
|---|---|---|
| Trustpilot rating | ||
| Products | Line of credit | Term loan, line of credit |
| Amount | Up to $250,000 | Up to $400,000 |
| Min. time in business | 12 months | 1 year |
| Min. credit score | 625 | 625 |
| Visit site | Visit site |
Also consider
- Funding Circle · Best for longer terms
What to compare before you choose
- APR vs. factor rate. Some products quote a factor rate instead of APR. Convert both to total repayment so you can compare them fairly.
- Repayment schedule. Daily or weekly payments affect cash flow more than a monthly schedule, even at the same total cost.
- Time to funding. Online lenders can fund in days. Banks and SBA loans take longer but often cost less.
- Personal guarantee and liens. Many loans require a personal guarantee or a blanket lien on business assets. Know what you are pledging.
Compare all business loan providers that serve your ZIP code.
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