Reverse Mortgage review · Updated October 2026

Fairway Independent Mortgage Review (2026)

Large lender offering HECM for purchase.

Reviewed by our editorial team · How we rank · Advertising disclosure

The short version

A good fit for older buyers using a reverse mortgage to purchase a home. On our reverse mortgage comparison, it's labeled Best for homebuyers.

Key facts

ProgramsHECM, HECM for purchase, proprietary
Max loan$4 million
Minimum age62
States50

What stands out

  • HECM and HECM for purchase
  • Proprietary jumbo loans
  • Available in all 50 states

Pros and cons

Pros

  • Strong for home purchases
  • Nationwide

Cons

  • Proprietary options start at 62

How Fairway Independent Mortgage compares

Side-by-side comparison

Finance of America
Longbridge Financial
Fairway Independent Mortgage
Trustpilot rating
4.7
Trustpilot · 7,362 reviews
4.8
Trustpilot · 1,328 reviews
–
ProgramsHECM, proprietary, second lienHECM, HECM for purchase, proprietaryHECM, HECM for purchase, proprietary
Max loan$4 million$4 million$4 million
Minimum age62 (55 proprietary)62 (55 proprietary)62
States50 + D.C.50 + D.C.50
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Head-to-head comparisons

Alternatives to consider

What to check before you sign up

Whichever reverse mortgage provider you choose, compare these points:

  • Program type. Most reverse mortgages are federally insured HECMs. Proprietary loans exist for higher-value homes.
  • How you receive money. Choose a lump sum, monthly payments, a line of credit or a mix. A line of credit's unused portion can grow over time.
  • Upfront and ongoing fees. Expect origination fees, mortgage insurance premiums and closing costs. Compare lender quotes line by line.
  • What you must keep paying. You must live in the home and keep up property taxes, insurance and maintenance, or the loan can come due.

Reverse mortgages are loans that must be repaid. The Top 10 Experts is not a lender and does not make credit decisions.

See reverse mortgage providers that serve your ZIP code.

Compare Reverse Mortgage

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