LF
Longbridge FinancialBest for product choice
Offers several ways to use home equity, including buying a new home.
- Many program options
- Nationwide
- Rates require a quote
Reverse Mortgage · Updated October 2026
Longbridge Financial vs Fairway Independent Mortgage (2026)
Both are popular reverse mortgage choices. Here's how they compare on lender fees · payout option · counseling, and which one fits which shopper.
The quick verdict
- Longbridge Financial Best for product choice Offers several ways to use home equity, including buying a new home.
- Fairway Independent Mortgage Best for homebuyers A good fit for older buyers using a reverse mortgage to purchase a home.
FI
Fairway Independent MortgageBest for homebuyers
A good fit for older buyers using a reverse mortgage to purchase a home.
- Strong for home purchases
- Nationwide
- Proprietary options start at 62
Side-by-side comparison
LF | FI | |
|---|---|---|
| Trustpilot rating | – | |
| Programs | HECM, HECM for purchase, proprietary | HECM, HECM for purchase, proprietary |
| Max loan | $4 million | $4 million |
| Minimum age | 62 (55 proprietary) | 62 |
| States | 50 + D.C. | 50 |
| Visit site | Visit site |
Also consider
- Finance of America · Best overall
What to compare before you choose
- Program type. Most reverse mortgages are federally insured HECMs. Proprietary loans exist for higher-value homes.
- How you receive money. Choose a lump sum, monthly payments, a line of credit or a mix. A line of credit's unused portion can grow over time.
- Upfront and ongoing fees. Expect origination fees, mortgage insurance premiums and closing costs. Compare lender quotes line by line.
- What you must keep paying. You must live in the home and keep up property taxes, insurance and maintenance, or the loan can come due.
Compare all reverse mortgage providers that serve your ZIP code.
Compare Reverse MortgageTrademark and logo notice: Company names, logos and trademarks are the property of their respective owners and are used only to identify each company and its products. Their appearance does not mean that any company endorses, sponsors or is affiliated with The Top 10 Experts, unless we say so. Facts were checked against public sources in October 2026; confirm current terms with the provider. Customer ratings are Trustpilot TrustScores as of October 2026, shown only for companies rated 4.0 or higher with at least 25 reviews; The Top 10 Experts is not affiliated with Trustpilot. To request a change, contact legal@thetop10experts.com.