AM
AARP Medicare Supplement (UnitedHealthcare)Widest availability
The broadest lineup of plan letters, available in every state.
- Widest plan selection
- Nationwide availability
- Price increases have run higher than average
Medicare Supplements · Updated October 2026
AARP Medicare Supplement (UnitedHealthcare) vs State Farm (2026)
Both are popular Medicare Supplement choices. Here's how they compare on plan letter · premium · rating method, and which one fits which shopper.
The quick verdict
- AARP Medicare Supplement (UnitedHealthcare) Widest availability The broadest lineup of plan letters, available in every state.
- State Farm Best for stable pricing Has a record of smaller annual price increases than many competitors.
SF
State FarmBest for stable pricing
Has a record of smaller annual price increases than many competitors.
- Lower-than-average increases
- Few complaints
- Not available in every state
Side-by-side comparison
AM | SF | |
|---|---|---|
| Plans | A, B, C, F, G, K, L, N | A, C, D, F, G, N |
| Availability | All 50 states | Most states |
| Notes | AARP membership required | Sold through agents |
| Visit site | Visit site |
Also consider
- HealthSpring (formerly Cigna) · Best for household discounts
What to compare before you choose
- Standardized benefits. A Plan G from one insurer has the same benefits as a Plan G from another in most states.
- How premiums are set. Community-rated, issue-age and attained-age pricing change how your premium rises over time.
- Your guaranteed window. Your Medigap open enrollment period starts when you are 65 and enrolled in Part B. Health questions usually don't apply during it.
- Part B excess charges. Plan G covers them; Plan N does not. This matters if your doctors don't accept Medicare assignment.
Compare all Medicare Supplement providers that serve your ZIP code.
Compare Medicare SupplementsTrademark and logo notice: Company names, logos and trademarks are the property of their respective owners and are used only to identify each company and its products. Their appearance does not mean that any company endorses, sponsors or is affiliated with The Top 10 Experts, unless we say so. Facts were checked against public sources in October 2026; confirm current terms with the provider. Customer ratings are Trustpilot TrustScores as of October 2026, shown only for companies rated 4.0 or higher with at least 25 reviews; The Top 10 Experts is not affiliated with Trustpilot. To request a change, contact legal@thetop10experts.com.