The short version
A strong fit for older homes because it can cover some pre-existing issues. On our home warranty comparison, it's labeled Best for older homes.
Key facts
| Monthly price | About $40–$70 |
|---|
| Service fee | $100–$125 |
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| Plans | Systems, appliances, combo |
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What stands out
- Can cover unknown pre-existing conditions
- Covers rust and corrosion
- Plans for systems, appliances or both
Pros and cons
Pros
- Covers some pre-existing issues
- Large contractor network
How American Home Shield compares
Side-by-side comparison
| AH American Home Shield | CH Choice Home Warranty | FA First American Home Warranty |
|---|
| Trustpilot rating | – | – | |
| Monthly price | About $40–$70 | About $49–$58 | About $49–$84 |
| Service fee | $100–$125 | $75–$100 | Varies |
| Plans | Systems, appliances, combo | Basic, Total | Basic, Premium |
| Visit site | Visit site | Visit site |
Head-to-head comparisons
Alternatives to consider
What to check before you sign up
Whichever home warranty provider you choose, compare these points:
- What each tier covers. Plans usually split into systems, appliances, or both. Pools, second fridges and septic are often add-ons.
- Cost per visit. You pay a fixed trade call fee each time a technician comes out. Compare it with the monthly price.
- Coverage limits. Most contracts cap payouts per item or per year. Read the HVAC and plumbing limits closely.
- Pre-existing conditions. Problems that existed before coverage started and improper maintenance are commonly excluded.