Home Warranty review · Updated October 2026

First American Home Warranty Review (2026)

Home warranty with high appliance limits.

Reviewed by our editorial team · How we rank · Advertising disclosure

The short version

High coverage limits reduce the risk of a big repair going over the cap. On our home warranty comparison, it's labeled Best coverage limits.

Key facts

Monthly priceAbout $49–$84
Service feeVaries
PlansBasic, Premium

What stands out

  • Appliance coverage limits up to $7,000
  • No caps on HVAC, electrical and plumbing
  • Plans for homeowners, buyers and sellers

Pros and cons

Pros

  • High coverage limits
  • Uncapped major systems

Cons

  • Not available in every state

How First American Home Warranty compares

Side-by-side comparison

American Home Shield
Choice Home Warranty
First American Home Warranty
Trustpilot rating––
4.0
Trustpilot · 18,107 reviews
Monthly priceAbout $40–$70About $49–$58About $49–$84
Service fee$100–$125$75–$100Varies
PlansSystems, appliances, comboBasic, TotalBasic, Premium
Visit siteVisit siteVisit site

Head-to-head comparisons

Alternatives to consider

What to check before you sign up

Whichever home warranty provider you choose, compare these points:

  • What each tier covers. Plans usually split into systems, appliances, or both. Pools, second fridges and septic are often add-ons.
  • Cost per visit. You pay a fixed trade call fee each time a technician comes out. Compare it with the monthly price.
  • Coverage limits. Most contracts cap payouts per item or per year. Read the HVAC and plumbing limits closely.
  • Pre-existing conditions. Problems that existed before coverage started and improper maintenance are commonly excluded.

See home warranty providers that serve your ZIP code.

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