Home Warranty review · Updated October 2026

Choice Home Warranty Review (2026)

Budget-friendly coverage for systems and appliances.

Reviewed by our editorial team · How we rank · Advertising disclosure

The short version

Lower service fees keep the cost of each repair visit down. On our home warranty comparison, it's labeled Best for value.

Key facts

Monthly price	About $49–$58
Service fee	$75–$100
Plans	Basic, Total

What stands out

Broad system and appliance coverage
Service fees from $75 to $100
Available in most states

Pros and cons

Pros

Low service fees
Simple plans

Cons

Coverage caps apply

How Choice Home Warranty compares

Side-by-side comparison

	AHAmerican Home Shield	CHChoice Home Warranty	FAFirst American Home Warranty
Trustpilot rating	–	–	4.0 Trustpilot · 18,107 reviews
Monthly price	About $40–$70	About $49–$58	About $49–$84
Service fee	$100–$125	$75–$100	Varies
Plans	Systems, appliances, combo	Basic, Total	Basic, Premium
	Visit site	Visit site	Visit site

Head-to-head comparisons

Alternatives to consider

American Home Shield review · Best for older homes
First American Home Warranty review · Best coverage limits

What to check before you sign up

Whichever home warranty provider you choose, compare these points:

What each tier covers. Plans usually split into systems, appliances, or both. Pools, second fridges and septic are often add-ons.
Cost per visit. You pay a fixed trade call fee each time a technician comes out. Compare it with the monthly price.
Coverage limits. Most contracts cap payouts per item or per year. Read the HVAC and plumbing limits closely.
Pre-existing conditions. Problems that existed before coverage started and improper maintenance are commonly excluded.

See home warranty providers that serve your ZIP code.

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