CH
Choice Home WarrantyBest for value
Lower service fees keep the cost of each repair visit down.
- Low service fees
- Simple plans
- Coverage caps apply
Home Warranty · Updated October 2026
Choice Home Warranty vs First American Home Warranty (2026)
Both are popular home warranty choices. Here's how they compare on plan coverage · service fee · caps, and which one fits which shopper.
The quick verdict
- Choice Home Warranty Best for value Lower service fees keep the cost of each repair visit down.
- First American Home Warranty Best coverage limits High coverage limits reduce the risk of a big repair going over the cap.
FA
First American Home WarrantyBest coverage limits
High coverage limits reduce the risk of a big repair going over the cap.
- High coverage limits
- Uncapped major systems
- Not available in every state
Side-by-side comparison
CH | FA | |
|---|---|---|
| Trustpilot rating | – | |
| Monthly price | About $49–$58 | About $49–$84 |
| Service fee | $75–$100 | Varies |
| Plans | Basic, Total | Basic, Premium |
| Visit site | Visit site |
Also consider
- American Home Shield · Best for older homes
What to compare before you choose
- What each tier covers. Plans usually split into systems, appliances, or both. Pools, second fridges and septic are often add-ons.
- Cost per visit. You pay a fixed trade call fee each time a technician comes out. Compare it with the monthly price.
- Coverage limits. Most contracts cap payouts per item or per year. Read the HVAC and plumbing limits closely.
- Pre-existing conditions. Problems that existed before coverage started and improper maintenance are commonly excluded.
Compare all home warranty providers that serve your ZIP code.
Compare Home WarrantyTrademark and logo notice: Company names, logos and trademarks are the property of their respective owners and are used only to identify each company and its products. Their appearance does not mean that any company endorses, sponsors or is affiliated with The Top 10 Experts, unless we say so. Facts were checked against public sources in October 2026; confirm current terms with the provider. Customer ratings are Trustpilot TrustScores as of October 2026, shown only for companies rated 4.0 or higher with at least 25 reviews; The Top 10 Experts is not affiliated with Trustpilot. To request a change, contact legal@thetop10experts.com.