Payroll Software review · Updated October 2026

Gusto Review (2026)

Modern payroll, benefits and HR for small businesses.

The short version

Payroll that most small business owners find easy to run. On our payroll comparison, it's labeled Best user experience.

Key facts

Tax filingAutomatic
Payroll runsUnlimited
ContractorsYes
HR and benefitsBuilt in

What stands out

  • Automatic payroll tax filing
  • Unlimited payroll runs
  • Benefits, onboarding and HR tools

Pros and cons

Pros

  • Easy to use
  • All-in-one payroll and HR

Cons

  • Higher base price than budget options

How Gusto compares

Side-by-side comparison

Gusto
ADP RUN
QuickBooks Payroll
Tax filingAutomaticAutomaticAutomatic
Payroll runsUnlimitedVaries by planUnlimited
ContractorsYesYesYes
HR and benefitsBuilt inAdd-onsAdd-ons
Visit siteVisit siteVisit site

Head-to-head comparisons

Alternatives to consider

What to check before you sign up

Whichever payroll provider you choose, compare these points:

  • Automatic tax filing. Look for automatic federal, state and local payroll tax filing, including year-end W-2s and 1099s.
  • Base fee plus per person. Most plans charge a monthly base fee plus a fee per employee or contractor.
  • Unlimited payroll runs. Some providers charge per payroll run, which adds up with bonuses and off-cycle payments.
  • Benefits and HR tools. Health benefits, onboarding and time tracking may be included or cost extra.

See payroll providers that fit your needs.

Compare Payroll Software

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